The Necessity Of Workers Compensation Encino

By Helen Graham


Workers compensation is an insurance program required by a state to reimburse employees for medical costs and loss of wages that may occur if they are injured on the job. Under the law, employers are required to carry a workers compensation and insurance policy that offers benefits to employees who become disabled due to illness or an accident sustained in the course of performing their job. Unfortunately, as is the case in most states, these laws can be complex and often times confusing. This is where a Workers Compensation Encino lawyer can help. An attorney should be contacted as soon as possible after you are injured.

Although you can let your attorney handle the legal procedures, gathering evidence, and completing all the details, it is important that you at least have a basic understanding of what workers' compensation law is and what situations it applies to.

If notification is not made on time, benefits can be denied. Your attorney will work with you at this critical time to ensure that you properly show that were you were injured while performing your job, that proper notification is made and documents are collected for submittal to the insurance carrier. Similarly, if you are an independent contractor, a compensation attorney can help you determine your legal eligibility for reimbursement under the law.

Once the employer has been properly notified, the employer notifies the proper state departments and also the workman's compensation insurance carrier. While benefits should start at this time, for a variety of reasons, the carrier may reject the worker's claim. In such cases, again, it is in your best interest to contact a lawyer. They are experts in this field and will represent you before the state entities and the insurance company to ensure that you receive the compensation to which you are legally entitled.

The law also functions to protect employers and businesses from suffering massive losses in expensive lawsuits. Rather than going through lengthy and costly court proceedings, most workers' comp cases are solved in an administrative tribunal, which gets the employee back to work sooner, and lessens the risk (and cost) of the company being sued. Interestingly, this concept is one of the only legal areas in which negligence does not play an important role. In other personal injury cases, victims must first prove that the defendant is at fault for the damage because of their negligence.

The exact result of one's work related injury claim will depend on the circumstances of the accident and on his or her specific medical condition. Obviously, the more severe the injury, the more workers compensation one will be eligible to receive. One should ask his or her compensation attorney to assess his or her particular situation and give an estimate of the amount of monetary reparation that he or she could obtain.

This is a complex area of the law and multiple benefit programs can be applied depending upon your situation. Should you become injured on the job, lawyers are there to be your advocate and help you obtain the benefits you legally deserve.

Although insurance companies are paid by employers to cover the costs of an injured worker, they employ sneaky tactics to find loopholes in the system, which is why you need a lawyer who specializes in work-related injuries to represent you in front of big insurance players. An expert employee compensation attorney knows how to take on insurance companies and is comfortable with the ins and outs of the law. Ensure to check them out.




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